Motorcycle accidents are notorious for producing life-threatening and catastrophic injuries. If you have been involved in a motorcycle accident caused by someone else’s negligence, you might be able to make them compensate you for your damages. Although going to court may be the furthest thing from your mind, when you have a dedicated Collierville motorcycle accident lawyer at Gatti, Keltner, Bienvenu & Montesi PLC on your side, you can rest easier.
If our team agrees to take on your case, you can focus on your healing journey while we work on bringing the culpable party to justice. Contact our office for a free consultation today and learn more about what you expect next from your motorcycle accident claim.
How Do Motorcycle Accidents in Collierville Occur?
One of the most important reasons to hire a motorcycle accident attorney in Collierville to take on your case is to establish fault. One of the only ways motorcycle accident injury victims can recover compensation for the damages is by figuring out who is to blame for causing their injuries. Motorcycle accidents can happen in a number of ways.
However, some of the more frequently seen causes of Collierville motorcycle accidents include:
- Negligent driving – Unsafe driving can include a number of different types of traffic violations, including distracted driving, impaired driving, aggressive driving, drunk driving, drug driving, drowsy driving, operating at unsafe speeds, tailgating, road rage, and more.
- Motorcycle or auto defects – Motorcycle and other motor vehicle parts are often found to have malfunctioned prior to causing collisions. Common motorcycle defects could include fuel brake issues, airbag inflator problems, tire issues, issues with the Motorcycles frame, and handlebar defects, to name a few.
- Dangerous roads – When government agencies fail to make necessary road repairs, install street lamps, fix traffic lights, replace missing street signs, and otherwise ensure the roads are safe for all motorists, they can cause critical injuries.
For a free legal consultation with a motorcycle accidents lawyer serving Collierville, call (901) 526-2126
Culpability for Collierville Motorcycle Accidents
After your motorcycle accident lawyer in Collierville has determined what caused your motorcycle accident, we will be able to give you a better idea of who may be sued for your damages. The way in which your accident occurred will determine who could be responsible. For example, if your motorcycle accident was caused by negligent driving, the negligent motorist will often be held accountable for your damages.
However, in cases where hazardous road conditions or defective auto parts cause your accident, there may be multiple parties who could share culpability. Some of the more common parties named in motorcycle accident lawsuits involving dangerous roads or defective motorcycle parts include:
- Motorcycle parts designers and manufacturers
- Motorcycle dealerships
- The owner of the motorcycle
- Motorcycle maintenance technicians
- Motorcycle safety inspectors
- Government agencies and organizations
- Municipalities responsible for road safety
- Other third parties
Collierville Motorcycle Accident Lawyer Near Me (901) 526-2126
How Motorcycle Accident Insurance Negotiations Work in Collierville
Negotiating with the insurance company is one of the most common ways to recover compensation for your motorcycle accident damages. Unfortunately, no one said the insurance negotiations process was going to be easy.
Remember, insurance companies make their money by bringing in money through insurance premiums and paying out as little as possible when people file claims. However, this does not mean the insurance company is not obligated to cover your damages up to the limits of their policyholder’s policy.
Tennessee Is a Fault State
Tennessee is a fault state for auto insurance and accidents. When you are involved in a motorcycle accident, you will file a claim with the liable motorist’s auto insurance company, should one apply.
However, do not expect the insurance company to be willing to settle your claim fairly. Your Collierville motorcycle accident attorney will fight to get you the compensation you deserve, but the insurer is more than likely going to take steps to avoid culpability wherever they can.
Insurers will often delay processing a claimant’s application, claim that there is not sufficient insurance coverage, and even place unwarranted fault on the victim for the accident. If you hope to protect yourself from being taken advantage of, one of the best things you can do for your motorcycle accident case is to retain the help of an experienced attorney.
What to Expect from Collierville Motorcycle Accident Insurance Settlements
Many motorcycle accident victims are shocked to learn that their insurance settlement is not going to cover their damages in full. Unfortunately, insurance settlements rarely cover a victim’s damages in their entirety. This is because insurance coverage only covers specific types of losses.
Insurance settlements are also limited by how much coverage the defendant has purchased. For example, if the liable party in your case only purchased $100,000 in bodily injury liability coverage, but your medical expenses were greater than $500,000, you could have an excess of $400,000 in medical expenses. The insurance company will not be required to cover this. However, you may be able to recoup these losses by filing a civil lawsuit against the liable party.
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Motorcycle Accident Claim Deadlines
Are you ready to move forward with your motorcycle accident claim? If so, it is important that you get started on your case as soon as possible, as the statute of limitations has already begun. In fact, it generally will begin from the day of your motorcycle accident and expire one year later.
You might be thinking one year is plenty of time to move forward with your case. However, evidence in motorcycle accident claims is often time-sensitive. If we lose access to this evidence, it could have a negative impact on your ability to recover maximum compensation for your damages.
Do not let the statute of limitations adversely impact your ability to get the most out of your claim.
Contact a Motorcycle Accident Attorney in a Collierville for Help Today
Although the thought of pursuing your motorcycle accident insurance and civil claims may be daunting, with a dedicated legal advocate backing you up, you can feel more confident in your decision to bring the liable party to justice.
When you are ready to get started on your case, reach out to our experienced Collierville motorcycle accident lawyers at Gatti, Keltner, Bienvenu & Montesi PLC. Schedule your no-cost, risk-free consultation by filling out our online contact form or calling our office.