Allstate, an insurance company, annually ranks the 200 largest cities throughout the United States in the Allstate America’s Best Drivers Report. The rankings are intended to list the safest cities first and are based on the frequency of car crashes. Memphis slid 10 spots on the 2011 report, dropping from 48th in 2010 to 58th in 2011.
The report is based on the number of property damage claims made, with insured Memphis drivers averaging about 10 years between motor vehicle accidents. One problem with these numbers, however, is that they are limited to those Tennessee drivers who are insured. Tennessee is among the top ten states in the percentage of drivers who are uninsured.
In 2009, almost one in four Tennessee drivers did not carry at least the mandatory minimum liability and property insurance coverage required by Tennessee. If you’re in an accident caused by an uninsured driver or a hit-and-run, a Memphis uninsured/underinsured motorist claims attorney can assist you with making a claim on your own auto insurance policy. While the reports numbers indicate that Memphis may be safer than other large cities, motor vehicle accidents do happen.
Improving the Safety of Memphis Streets, Roadways and Interstates
Allstate’s purpose behind the annual report is to bring attention to motor vehicle safety. “Human behavior is the biggest cause of accidents. It is vital for us to educate American drivers about safe driving behaviors they can demonstrate on the road that will help make our roadways safer,” stated Mike Roche, executive vice president of Allstate’s Claim Division.
The insurance company offers the following safe-driving tips for all drivers:
- Stay focused on the road. Get rid of distractions, including talking, texting, putting on makeup, changing the radio station and eating.
- Stay alert to changing road conditions. Watch for changes in the weather that may affect your car as well as road construction, debris or animals that may be on the road.
- Stay calm. Road rage or other stress behind the wheel can lead to aggressive driving. Give yourself plenty of time to reach your destination and try to plan around congested roadways if possible.
- Stay at least a car length away. Maintain an appropriate following distance. Consider the speed at which traffic is flowing and the density of traffic when determining how far you should be from the car in front of you.
- Stay on top of car maintenance. Disabled vehicles create a traffic hazard for others on the road as well as their drivers. Faulty brakes, tires, and head or tail lights can lead to dangerous car collisions.
Knoxville and Chattanooga, Tennessee made the list’s top 10 safest cities. Nashville was in the top 50. Fort Collins, Colorado was number one for the second year in a row.