Essential Steps in Motorcycle Accident Claims
Being involved in a motorcycle accident is undeniably a harrowing experience. Not only can injuries be severe and life-altering, dealing with the aftermath when trying to file a claim with your insurance company can add to an already stressful situation.
The bottom line is that insurance companies aren’t here to make you their friend — and they will try to pass off low-ball settlements to victims as sufficient compensation. Following these steps can help you stay protected and get the maximum compensation you deserve.
Get Medical Treatment
It goes without saying that your priority is to get medical treatment for your injuries. Even if you think you aren’t hurt, it’s imperative to get checked out; some injury symptoms may not surface right away — such as a concussion or other type of brain injury.
Report the Accident
If you haven’t done so already, make sure you report the motorcycle crash to your insurance company. If they ask for details or for you to make a statement about the accident, refrain from doing so. It is your legal right to refuse to answer any questions. We explain further below on how to handle the insurance company.
If your motorcycle accident involved another vehicle, be sure to have their contact and insurance information. It’s also critical to have contact information of witnesses to the accident as well. Keep the following handy:
- Medical records and other medical diagnostics relating to your injury (x-rays, MRIs, etc.)
- Medical bills
- Copy of your insurance policy
- The police report from the accident
- Photos or videos of the accident
How to Speak to the Insurance Rep
While you may think that your insurance rep is on your side, they are not in the business to give away money. Their job is to keep your settlement as low as possible. Anything you tell the insurance company can be used against you in your claim, resulting in a less than favorable outcome. Before you go any further with talking to your insurance provider, consult an experienced personal injury attorney first so you can get the proper advice on how to speak to your insurance rep.
Involved in a Motorcycle Crash? We can help.
If you’ve been hurt in a motorcycle accident, let us handle the insurance companies while you concentrate on healing from your injuries. From recovering medical costs, lost income, property damage, and more — we’ll be your trusted partner throughout the process.
We are here for you. Our phones are answered 24 hours a day. Contact Gatti, Keltner, Bienvenu & Montesi, PLC today at (901) 466-2006.