Vehicle Accident Claim FAQs: Mike Montesi has Your Answers

How to Proceed with A Vehicle Accident Claim

Attorney and managing partner, Mike Montesi, has been practicing law since 1978. With over four decades of legal experience, he has helped many victims receive compensation for their injuries sustained in vehicle accidents, as well as car accidents and other personal injury cases.

With accolades, such as being awarded a Distinguished® Rating from Martindale-Hubbell® in 2018, you can rest assured that he knows what he’s talking about when it comes to vehicle accidents and other personal injury claims. He has the answers to your questions you’ve been looking for.

Q: How Do I Know if I Have a Good Case?

A: Simply put, you have a good case if you did not cause the accident. Ideally, the defendant that caused the accident will have liability insurance to compensate you for your medical bills, lost earnings, and your pain and suffering. If the defendant does not have insurance, oftentimes we can recover under an uninsured motorist policy. Contrary to what most people believe, your insurance company is not legally allowed to cancel your insurance or raise your rates solely because you were involved in an accident with an uninsured driver.

Q: How Long Do I have to File a Personal Injury Claim After Being Injured?

A: In Tennessee, you have one (1) year from the date of the accident in which to file a lawsuit to protect your rights or your claim will be forever barred by the statute of limitations. Each state has its own statute of limitations that govern accidents that happen in that state.

Q: I Already Started a Claim on My Own. Can I Still Get Help?

A: Absolutely! And the sooner the better! The sooner you get competent legal help, the more likely you are to recover more compensation than if you proceed on your own. The insurance company’s job is not to be fair, but to pay as little as possible. They are not going to tell you how much your claim is worth or how to get paid fairly. They are not your friends.

We know the law. Our job is to obtain full and fair compensation for all of the damages that our clients are entitled to – and we know how to do it!

Q: How Much Will it Cost to Hire an Attorney?

A: Fortunately, it does not cost anything to hire an attorney. We only get paid if you get paid. If we are not able to obtain a recovery for you, you do not owe us anything.

Q: Do I Really Need a Lawyer?

A: Yes, you really do need a lawyer. Don’t be a Greenhorn!

One of the saddest things I run across in the practice of law is the client that gets pressured by the insurance company and settles their own case for a fraction of what it was really worth. I often get asked if I can “reopen” their case. Unfortunately, once you settle your case, you are bound by the release and other documents that you signed. By this time, it is too late to do the client any good even if we could have obtained substantially more money if we were involved before the client took the bait of a low-ball offer. Finding the money often involves insurance policy interpretation which is something we do every day.

Contact Attorney Mike Montesi

If you are involved in a serious accident, it is probably a once-in-a-lifetime experience and you need professional help to get your bills paid and get the compensation you deserve.

From the standpoint of the insurance company, your lack of expertise with accident injuries makes you a “greenhorn”. And it's open season on greenhorns all year long!

Get the help you need so that you and your family will be a lot better off!

If you’ve been injured in a vehicle crash accident, contact Attorney Mike Montesi today at (901) 526-2126 to discuss your case and learn your rights.