Insurance companies can be very frustrating after an accident. You just want to be compensated fairly for your losses, especially when it seems like a straight, simple process. Yet, it’s quite common for insurance companies to take every step possible to minimize what they pay out and frustrate you.
Your motorcycle accident lawyer can handle the entire process for you, and there are some very good reasons why you’ll want them to do just that instead of having to deal with it yourself. At Gatti, Keltner, Bienvenu & Montesi, PLC, we are dedicated to ensuring you have all the support you need throughout this process.
Why Insurance Companies Make Claims After Accidents So Hard
After a motorcycle accident, you may be facing a wide range of complications. You may have medical bills, your bike is damaged, and you’ve been out of work for weeks.
When other people are responsible for the losses you’ve had, it’s even more frustrating to be unable to handle your obligations. Yet, insurance companies don’t make it easy, and they do that for several key reasons.
Shifting the Blame
One of the ways insurance companies may be hard to deal with is because of their endless questions. Every conversation you have with them is likely being recorded.
If you make any statement that seems to imply that you’re taking the blame for what’s occurring, they are going to react to that and try to shift some of the blame to you. If you admit you were distracted or tired, chances are good they will use that against you.
Prejudice Against Motorcyclists
Another important factor to remember is that there’s a lot of personal prejudice against motorcycle riders. People may believe they are at fault because they tend to be reckless or irresponsible riders. Of course, that may not have anything to do with your case, but that’s something that could be used against you later.
They Want to Lowball You
Motorcycle accidents can be costly, especially if you were thrown from the bike or suffered road rash. When this occurs, the claims you make are likely to be pretty significant, and the insurance company wants to minimize how much they pay out.
By drawing out the process, they’re frustrating you on purpose with the goal of trying to get you to settle for less than what you’re owed. You may just want something and agree to less than you should.
They Pressure You to Settle Fast
Other times, insurance companies want you to move quickly and may even threaten you indirectly. “I can offer you a settlement now, but it’s only going to be good for the next 24 hours before we have to reassess.”
If they make claims like this, it’s likely to pressure you to act quickly because you may not be requesting the full compensation you’re owed, or they think the costs will rise over time if you need ongoing rehab. Don’t feel pressured.
Claiming Injuries Are Not as Bad as They Are
In some situations, insurance companies may also try to aggressively convince you that your injuries are not so bad.
They may make veiled statements like, “I have a friend that suffered an injury like this, and don’t worry – they were able to get back on their feet within a few weeks.” Or they may be more direct with you. Sometimes they may even look at your social media posts to make claims that you seem to be okay if you’re engaging in life.
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Why Allowing a Motorcycle Insurance Attorney to Deal with Them Is Best
All of these high-risk conversations with the insurance company can be completely avoided by working with a motorcycle accident attorney. Once you do that, you can inform the insurance company that your attorney will handle everything. That requires them to start speaking to the attorney.
Once you do that, you can rest assured that:
- They cannot lowball you.
- They can’t trick you into saying something that puts your case at risk.
- You will not be intimidated by them.
- The insurance company will handle all evidence, documentation, and claims through the attorney, so you don’t have to deal with their requests.
- Your case is in good hands.
- Let the attorney handle the insurance company while you focus on your recovery. It’s that simple.
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Build a Strong Case for Compensation After a Motorcycle Accident
When you’re in a motorcycle accident, the losses you suffer may be significant (and sometimes more than you realize). Some common claims include the following:
- Emergency medical care at the scene, helicopter rides, and emergency room care
- Surgical procedures
- Hospital stays
- Infection treatment
- Pain management
- Adjustments to your home to accommodate your limitations
- Loss of ability to work
- Lost time at work
The list goes on. With the help of your attorney, you’ll be able to document what you’ve lost, so the insurance company has less opportunity to refute your claims. More so, you’ll also be able to better showcase what happened with access to witness statements and even accident recreation if that’s necessary.
Your attorney can help you build a strong case that shows liability. That helps to minimize the risk that you’ll suffer losses and not receive the compensation owed to you.
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At Gatti, Keltner, Bienvenu & Montesi, PLC, we are ready to fight to protect your rights. We work with clients who are tired and abused at the hands of insurance companies and help them to navigate the claims process with ease. When possible, we will handle every component of speaking to and working with the insurance companies so you don’t have to.
Contact us now for a free consultation. Let’s discuss your needs and accident so you can get the compensation owed to you.