Immediate Actions After a No-Fault Car Accident in Tennessee

If you find yourself in a situation where someone hit your car, and it wasn’t your fault, the moments following the accident can feel overwhelming. However, taking the right steps from the start can make a significant difference in protecting your rights and securing fair compensation. Here’s what you should do immediately after a no-fault car accident in Tennessee.

Call the Police

Check yourself and any passengers for injuries. Call 911 if anyone needs medical attention. Even if you don’t think you’ve sustained serious injuries, it’s best to see a medical professional, as some symptoms may not appear until later.

Next, contact the police to report the accident. Having an official police report can prove invaluable when dealing with insurance companies. When the police arrive, provide them with a clear, honest account of what happened. If you’re unsure about specific details, say so rather than speculating or guessing.

Gather Evidence

While waiting for the police, start gathering evidence at the accident scene. Use your phone to take pictures of the accident scene. Be sure to include both vehicles and any skid marks, traffic signs, or road conditions that may have contributed to the crash. If there are any witnesses, ask for their contact information, as their statements could help support your case.

Exchange information with the other driver, including their name, phone number, address, insurance company, and policy number. However, limit your conversation with them to the basic facts of the accident. Avoid admitting fault or apologizing, as these statements can be used against you later.

Get Medical Care

If you didn’t go to the emergency room from the accident scene, go see your doctor or have yourself checked out at an urgent care center. If the doctor gives you a treatment plan, attending all recommended follow-up appointments and therapy sessions is important. This helps you recover from your injuries and creates a clear record of your treatment, which can be used to support your claim for compensation.

Call the Insurance Company

Once you’ve left the scene, contact your insurance company to report the accident. Provide them with the necessary details and the police report number.

If the other driver caused the crash, you’ll also want to contact their insurance. Insurance adjusters are trained to minimize any amount they must pay out, so be cautious when speaking with them. State only the facts and avoid speculating about fault or the extent of your injuries. You could leave this part to your attorney.

If the other driver’s insurance company denies your claim or offers a settlement that seems too low, don’t feel pressured to accept it. You have the right to negotiate for fair compensation that covers your medical bills, property damage, lost wages, and other accident-related expenses. Keep detailed records of all your expenses and communications with insurance companies.

Hire a Lawyer

Dealing with the aftermath of a car accident caused by someone else can quickly become complicated, especially if you’re trying to recover from injuries at the same time. You need the guidance of an experienced car accident attorney who can help protect your rights and fight for the compensation you deserve.

Be Proactive

In addition to the immediate actions outlined above, there are a few more steps you can take to strengthen your case and protect your well-being in the days and weeks following the accident:

• Document how your injuries impact your daily life, including any pain, limitations, or emotional distress you experience. This information can help demonstrate the extent of your damages and the need for fair compensation.
• Avoid posting about the accident, your injuries, or your daily activities on social media platforms. Insurance companies may monitor your accounts and use your posts to undermine your claim or argue that your injuries are less severe than stated.
• If the other driver’s insurance company asks you to sign a release or settlement agreement, consult an attorney before signing anything. These documents may contain language that waives your right to future compensation or legal action.

Get Help from a Memphis Car Accident Lawyer

If you were involved in a car accident in Tennessee that wasn’t your fault, don’t hesitate to contact Gatti, Keltner, Bienvenu & Montesi, PLC for a free consultation. We’ll listen to your story, answer your questions, and provide you with honest advice on the best course of action for your unique situation. With our experience and resources, we can help you through the legal process and work towards securing the compensation you need to move forward with your life.

If someone hit your car and it wasn’t your fault, contact Gatti, Keltner, Bienvenu & Montesi, PLC, today to talk to a Memphis car accident attorney. We’re here to help you get back on the road to recovery. Contact us online or call us at (901) 526-2126.