Working in factory environments, construction, and other industrial work is dangerous. There are many types of heavy machinery and equipment used in these industries. Dump trucks are one of the most common vehicles on work sites, and they are known for being particularly dangerous.
These massive pieces of equipment have the potential to cause life-threatening and debilitating injuries. If you have been critically injured and are worried about how you can hold the liable party accountable, make sure you have a committed truck wreck lawyer at Gatti, Keltner, Bienvenu & Montesi on your side.
We are here to get your questions answered and help you maximize the compensation you can be awarded. Find out more about what is next for your dump truck accident claim when you contact our team for a free consultation with a Marion dump truck accident lawyer.
You Are Entitled to Compensation from the Liable Party
After suffering critical injuries caused by someone else’s negligent actions, you have the right to be made whole. With help from your dump truck accident lawyer in Marion, you can make the liable party pay.
Recovering Damages After a Dump Truck Accident
It is not unusual for victims to wonder how they can get justice and recover compensation after being involved in an accident. Your dump truck accident lawyer will need to review the specific circumstances of your case to determine which legal options are available to you.
Some of the different ways you may be able to recover compensation for your losses include:
- Filing a claim for workers’ compensation benefits
- Filing a claim with the liable party’s insurance provider
- Filing a claim with your own insurance company
- Filing a civil lawsuit against those responsible for causing your injuries
For some, filing a claim with the insurance company alone is enough to meet their needs. However, your dump truck accident attorney will carefully evaluate the details of your case and prepare to pursue all potential opportunities for financial recovery. This way, you can be sure you are getting the most out of your claim.
Types of Economic and Non-Economic Damages
When we say you have the right to be made whole, we mean you have the right to be repaid for every loss you have experienced as a result of someone else’s misconduct or negligence. This includes compensation for damages that have fixed financial values and those that do not.
Also commonly known as economic damages and non-economic damages or special damages and general damages, your dump truck accident attorney can go over your losses in-depth to ensure each is taken into consideration. You might be surprised to learn of the various economic and non-economic damages that could be recovered.
Some examples of these damages include:
- Compensation for your reduced quality of life
- Full coverage of your medical expenses, including out-of-pocket costs such as co-pays and transportation fees
- Total coverage of your future medical care
- Restitution for your loss of consortium, including difficulty maintaining relationships with family and friends
- Restitution for your embarrassment, shame, fear, and emotional distress
- Compensation for your debilitating skin scars or disfigurement
- Repayment for your loss of income, including loss of employee benefits and future potential earnings
When Punitive Damages Are Paid
Many dump truck accident victims wonder whether they will also be awarded punitive damages. An award of punitive damages will certainly increase the amount of compensation you are paid. However, punitive damages are not considered compensable losses.
This means you are not entitled to punitive damages when you pursue a dump truck accident claim. The jury has the authority to award punitive damages if they find the defendant’s actions were egregious or grossly negligent.
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How Dump Truck Accident Insurance Claims Work
Dealing with the insurance company may be one of your top opportunities to recover compensation after a dump truck accident. However, the claims process can be far more complicated than many victims realize.
Insurance Coverage May Not Be Enough
First, it is important to note that insurance coverage may not always be enough. Whether you are filing a claim with your own insurer or that of the liable party, insurance payouts are based on the amount of coverage purchased by the policyholder.
If the policyholder only purchased the minimum amounts of coverage required by law, and your losses exceed these limits, you will have resulting damages that need to be covered out of your own pocket. Furthermore, insurance only covers specific types of damages.
If the liable party only purchased bodily injury liability coverage and property damage liability coverage, you will only be compensated for your medical expenses and property losses. Every other loss you experience will not be covered by insurance. For this reason, it may be in your best interests to prepare to file a civil lawsuit in addition to your insurance claim.
Minimum Auto Insurance Requirements
All Arkansas motorists are required to purchase auto insurance coverage. This includes coverage for vehicles such as dump trucks. However, if a dump truck is registered in another state, the auto insurance requirements may be slightly different.
If it is registered in Arkansas, it must have a minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage, and $25,000 per accident and property damage liability coverage.
If the truck is owned by a corporation, you might expect additional insurance coverage. There have been cases where dump truck companies and owners fail to insure these heavier pieces of equipment. In any case, having a Marion dump truck wreck attorney on your side to handle the insurance company will keep you from being taken advantage of during these difficult times.
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Explore Your Legal Options: Meet with a Dump Truck Accident Attorney in Marion Today
The trauma of your dump truck accident injuries may be having a significant impact on your life. The financial consequences, psychological distress, and debilitating physical injuries can make it impossible for you to live your life normally. If you are hoping to bring the at-fault party to justice, you may require the legal support of a reputable Marion dump truck accident lawyer at Gatti, Keltner, Bienvenu & Montesi.
Our firm is currently accepting new clients. If you are interested in finding out how our team can help you recover your damages in their entirety, contact us for a free consultation. You can reach us via our quick contact form or by phone to start working on your case as soon as today.
(901) 526-2126
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