Will My Car Insurance Cover a Hit-and-Run Accident in Tennessee?

How to Handle a Hit-and-Run Claim

When left alone and injured at the scene of a crash, it’s a scary situation. Careless drivers should be held accountable for their actions, but what can you do if they are nowhere to be found? The good news is that you have options to recover compensation, even if the other driver has fled the scene of the accident. Here’s how to handle a hit-and-run accident in Tennessee.

Does Your Auto Insurance Cover Hit-and-Run Accidents?

Hit-and-run accident claims are complicated and can be challenging if the person who left the scene has not been found. First, it’s critical that you find out if your auto insurance policy includes uninsured motorist coverage. Having uninsured motorist coverage means you are protected and can be compensated for damage and losses such as medical costs and repairs resulting from a driver that does not have motor vehicle insurance coverage or in cases of hit-and-run crashes. If you have this coverage tied to your policy, you can file your hit-and-run claim under this provision.

How Long do I Have to File a Hit-and-Run Accident Claim?

First, in the case of a hit-and-run crash, immediately call authorities and file a police report. It’s also critical that you seek medical attention for your injuries. In Tennesee, the statute of limitations for filing a car accident claim is one year from the date of the accident. Failing to file within this timeframe means you will be forever barred from filing a car accident claim for this particular hit-and-run crash.

Injured in a Hit-and-Run Accident? Contact Gatti, Keltner, Bienvenu & Montesi, PLC

Being involved in a hit-and-run crash often leaves injured victims worried bout how they will recover damages and pay for their medical expenses when they have no information on the careless driver that hit them. Know that you have legal options in pursuing compensation for a hit-and-run crash. At Gatti, Keltner, Bienvenu & Montesi, PLC we are experienced in handling every type of motor vehicle crash and are here to protect your rights.

Managing Partner Mike Montesi has been practicing law since 1978 and, for decades, has helped Memphis residents seek justice and recover compensation for their injuries caused by negligent drivers. If you or a loved one need legal representation after being harmed in a motor vehicle crash, we are here for you.

It’s Easy With Montesi! Contact us today at (901) 526-2126 to schedule a consultation and learn your rights.