Catastrophic injuries can turn your world upside down. In addition to the substantial physical impact your injuries will have on your life, the emotional trauma and financial losses could be overwhelming. Make sure the liable party compensates you fairly for your damages. Get help holding them accountable. Enlist the services of an experienced personal injury lawyer at Gatti, Keltner, Bienvenu & Montesi today and recover the compensation you deserve. Contact our office for a free consultation with a North Memphis catastrophic injury lawyer today and learn more about which legal options are best suited for your case.
When Are Injuries Considered Catastrophic?
In the aftermath of your accident, you may be concerned that your injuries are not severe enough to proceed with a personal injury claim. However, it is not the type of injury you suffer that determines whether your injury is considered catastrophic. Instead, it is the effect your injuries have had on your life. The more impactful the injury, the more catastrophic it will be considered. Some examples of injuries that may be regarded as catastrophic include:
- Traumatic brain injuries
- Spinal cord injuries
- Loss of limbs
- Post-traumatic stress disorder (PTSD)
- Lacerations leading to sepsis
- Organ failure
- Internal bleeding
- Neck injuries
- Back injuries
- Facial trauma
If you are unsure whether you have grounds to proceed with your lawsuit, do not hesitate to discuss your concerns with your catastrophic injury attorney in North Memphis, at Gatti, Keltner, Bienvenu & Montesi.
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Common Accidents that Cause Catastrophic Injuries
You might be surprised that catastrophic injuries can occur in virtually any accident. Under the worst conditions, the potential for debilitating injuries can occur in many situations. With that in mind, your catastrophic injury lawyer in North Memphis will be prepared to assist you no matter what accident caused your injuries. Some of the most common GKBM handles include:
These are only a few examples of accidents that can potentially cause catastrophic injuries. If you were involved in another circumstance and are unsure whether your injuries warrant legal action, do not hesitate to discuss your concerns further with your catastrophic injury attorney.
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Legal Options After Suffering a Catastrophic Injury
Your North Memphis catastrophic injury attorney will analyze the specific circumstances of your case to determine how to recover maximum compensation for your damages. Although you might have thought a lawsuit was necessary, this is not always the case. Depending on the type of accident you were involved in, you might have the opportunity to file a claim with the insurance company or bring your case to trial.
Insurance Claims
If you were involved in a car accident, truck accident, slip-and-fall, or any other accident where the liable party has insurance coverage, you might file a claim with their insurance provider. However, dealing with the insurance company is not going to be easy. Not only does insurance rarely cover every loss, but they are only required to pay out up to the limits of the policyholder’s policy. If your damages exceed this limit, you will have access to damages that the insurance company does not cover.
Civil Lawsuits
Going to trial may be necessary if your insurance settlement is insufficient or the liable party does not have insurance coverage. Either way, you still have the right to be made whole or repaid for every loss. Bringing your case to trial allows you to recover compensation for not only your economic damages but also your non-economic damages. There are fewer restrictions when you file a lawsuit. However, Tennessee law does recognize a $750,000 cap on non-economic damages for personal injuries and a $1 million cap on non-economic damages for catastrophic injuries.
How GKBM Makes a Difference
You need a powerful catastrophic injury lawyer in North Memphis to recover the compensation you deserve. Our team of attorneys at GKBM is here to help guide you through the claims process and maximize your financial compensation. With our firm working for you, we can take on this burden. You can rely on us to:
- Figure out who caused your catastrophic injuries
- Obtain valuable evidence to prove their negligence and liability
- Explore your legal options for financial relief
- File your claim and deal with the insurance company
- Identify witnesses and higher experts to testify
- Quantify your damages
- Present your catastrophic injury case at trial
You should be able to spend this time working with your physicians to regain function, improve your quality of life, and start to move forward. You cannot do that if you have to worry about dealing with the insurance company, gathering compelling evidence, and filing a lawsuit.
Take Action Before Time Runs Out
It is imperative to take action on your catastrophic injury claim as soon as possible. When you suffer devastating injuries, you must file your claim within one year according to the Tennessee statute of limitations for personal injury claims under Tenn. Code Ann. § 28-3-104. If your lawsuit is not filed before this deadline, expect your case to be dropped by the civil court system.
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The Value of Your Catastrophic Injury Claim
Whether you are filing a claim with the insurance company or bringing your case to court, you have the right to total compensation for your damages. With help from our North Memphis attorneys, potentially recoverable damages for catastrophic injury victims include:
- Physical pain and suffering
- Lost wages
- Property damages
- Disfigurement and skin scarring
- Emotional trauma and distress
- Medical bills and future medical care
- Loss of companionship and love
- Diminished quality of life
You should be repaid not only for financial losses but also for nonfinancial damages.
Meet with a Catastrophic Injury Attorney in North Memphis to Start Your Claim
Your debilitating injuries do not need to define the rest of your life. When you have access to the compensation that is rightfully yours, you have your greatest chance at moving past this experience and regaining control of your future. Your dedicated North Memphis catastrophic injury lawyer at Gatti, Keltner, Bienvenu & Montesi, is here to help you every step of the way. Fill out our quick contact form or call our office to schedule your free consultation today and find out more about how you can take action against those responsible for your damages.
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