Our client suffered severe injuries, including the loss of his leg, when the defendant’s trailer detached from a pickup truck and came across the center line and struck his vehicle head on. The at-fault pickup truck was being driven by a driver who was specifically excluded from coverage under the owner’s insurance policy. After we filed suit on behalf of our client, the insurance company denied liability and filed a separate lawsuit to enforce the policy exclusion and deny any insurance coverage for our client’s injuries. Even though the defendant driver was specifically excluded, the court refused to enforce the exclusion and the case was settled for the defendant’s policy limits of $1,000,000.
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