While it is in an accident victim’s best interest to consult with an attorney after a motor vehicle accident, it is even more important to do so after an accident with an underinsured or uninsured motorist. Your injuries and suffering demand compensation, despite the responsible party’s lack of insurance, but the process for obtaining it will be complicated.
If you are injured in an accident with an uninsured or underinsured driver, contact a Bartlett personal injury lawyer from Gatti, Keltner, Bienvenu & Montesi PLC immediately.
How an Uninsured and Underinsured Motorist Claim Lawyer in Bartlett Will Help You
Car Accidents are traumatic, bringing physical injuries, and emotional and financial stress. Victims face the challenges of recovering from damage to their bodies and property while navigating insurance claims and laws. Navigating that process is even more difficult if the party at fault does not have appropriate insurance.
Your lawyer from Gatti, Keltner, Bienvenu & Montesi PLC understands the complexities involved in your case and is prepared to pursue all possible avenues to win you a fair and just settlement. Your lawyer knows that “I don’t have insurance” is not an acceptable excuse for at-fault drivers to use to avoid compensating you for injuries their negligence caused.
Put your energy into recovery. Put your case into the hands of a skilled Bartlett uninsured and underinsured motorist claim attorney who will
- Collect evidence to build the strongest case.
- File all insurance and legal claims correctly and promptly.
- Provide legal representation at required proceedings.
- Has a full understanding of Tennessee driver and insurance laws, and how those laws may affect your case.
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Insurance Laws for Drivers in Bartlett Tennessee
Tennessee is a fault state. Those who cause motor vehicle accidents are responsible for injuries and damages resulting from the accident. When at-fault drivers have proper insurance, it is usually their insurance companies who cover those damages.
Despite these laws, the Insurance Information Institute reports approximately 24% of Tennessee drivers are uninsured. If your accident is caused by one of these uninsured drivers, you need strong legal counsel from an underinsured or uninsured motorist claim attorney in Bartlett.
Tennessee Driver Insurance Requirements
Under Tennessee insurance laws, all drivers must carry, at minimum, the following insurance:
- $25,000 in liability coverage for each injury or death caused in the accident.
- $50,000 in liability coverage for all injuries or deaths caused by the accident.
- $15,000 in liability coverage to cover property damage caused by the.
It is illegal for Tennesseans to drive without insurance. Penalties can include fines and a suspended driver’s license. The vehicle may be towed and kept until privileges are restored.
Some drivers opt to include uninsured motorist coverage in their policies, which provides some coverage for injuries caused by an uninsured motorist or in a hit-and-run accident. However, this coverage is limited and not applicable to property damage.
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Options Your Bartlett Underinsured Motorist Claim Lawyer Can Pursue
When the at-fault driver does not have thorough, or any, insurance, your lawyer will know how to seek compensation from other sources.
Your Bartlett uninsured and underinsured motorist claim lawyer may seek damages by suing to liquidate the at-fault driver’s assets. Additionally, your lawyer may have liens put on the responsible driver’s property or home until you have reached a just settlement.
It is essential to your recovery to pursue all potential options for a financial award. Your expert lawyer will know where to look for these options. For example, if government entitles failed to maintain roads, traffic signs or signals, and street lighting, and such failures contributed to the accident, those government entities may need to provide compensation. Similarly, car manufacturers may be held responsible if a malfunctioning car caused the accident.
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Why You Need to Seek Compensation
Unfortunately, car accident injuries can be severe whether the at-fault driver is insured or not. Victims can be disabled temporarily or permanently, and both situations affect their financial security. If your injuries leave you unable to work in the same way you could prior to the accident or unable to work at all, you still have to support yourself and your family, paying for housing and everyday living expenses.
Your Bartlett uninsured and underinsured motorist claim lawyer from Gatti, Keltner, Bienvenu & Montesi PLC will seek damages to cover these financial needs as well as your medical expenses, property damage, lost wages and potential earnings, and your pain and suffering. Your medical expenses may be extensive and ongoing, depending on the injury. If you need continuous care, your attorney will fight to cover that care and bring some financial relief to you and your family with professional and personal attention.
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Steps to Take After an Accident with an Underinsured or Uninsured Motorist
After an accident, your first order of business is to seek medical care, which may mean waiting for emergency services to arrive. When possible, document the scene of the accident with photos and video, and collect contact information from witnesses and others involved in the event. Call the police to ensure there is an official accident report on file.
Then, call a Bartlett uninsured and underinsured motorist claim lawyer from Gatti, Keltner, Bienvenu & Montesi PLC. Do not undertake the complicated process of pursuing compensation on your own, especially if those involved in the accident do not have insurance. An expert lawyer provides the best chance of recovering the damages you deserve.
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Contact a Bartlett Underinsured or Uninsured Motorist Claim Lawyer
The stress caused by a car accident and its aftermath can be overwhelming when both drivers are insured. When there is the added complicated of an underinsured or uninsured driver, that stress increases.
Reduce your stress level by contacting a Bartlett uninsured and underinsured motorist claim lawyer from Gatti, Keltner, Bienvenu & Montesi PLC today. Your skilled attorney will fight for a fair and just financial settlement to ensure you have the best quality of life going forward. The consultation is free and you will not pay any fees until you have won a settlement.