Delivery truck accident cases are often complex because there are often multiple parties who share liability for the victim’s damages. If you are seriously injured after a collision involving a delivery truck, it is important that you work quickly to maximize the amount of compensation you are awarded.
Reach out to a reputable Collierville personal injury lawyer at Gatti, Keltner, Bienvenu & Montesi, PLC for a free consultation today and find out more about how you can ensure the liable party is brought to justice in your case.
Time Is Limited to File Your Delivery Truck Accident Claim
According to Tennessee Code §28-3-104, to successfully pursue a delivery truck accident claim, your case must be filed before the one-year statute of limitations runs out. Unfortunately, one year may seem like more than enough time to pursue your case, but it is not.
Your delivery truck accident lawyer in Collierville, TN can help you build a compelling case from the start. However, if your claim is not filed before time runs out, you will be barred from having your case heard in the Collierville civil court system.
The sooner you get started on your case, the better. This is partly because the sooner we get started, the more likely it is we can gather evidence that may be available for only a limited amount of time.
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How to Recover Every Single Loss after a Delivery Truck Accident in Collierville
It is important to be prepared to protect your claim from the start to recover compensation for every way you have been affected by your injuries. These include the following:
Document the Delivery Truck Accident Scene
Do what you can to document the scene of your delivery truck accident. You should take photos of your injuries and the damage at the scene of the accident. If possible, speak with any witnesses who might have seen the collision occur.
Your delivery truck accident lawyer in Collierville, TN will also open up an in-depth investigation into the liability in your case. However, gathering evidence immediately after the crash can go a long way in helping prove the extent and severity of your injuries.
Get Evaluated Medically
Delivery truck accident victims may initially feel OK after the accident. However, they may suffer invisible injuries which can be life-threatening if left untreated. If you do not receive medical treatment, you are also increasing your chances that the liable party will accuse you of exaggerating the extent of your injuries or argue that your injuries did not happen in the delivery truck accident. Insurance companies can also try to reduce or deny your claim if they can cast doubt on your injuries.
If you have obtained medical treatment from the beginning, you can avoid hassles with the defense and also protect yourself from worsening injuries.
Hire a Delivery Truck Accident Lawyer in Collierville
After the accident, one of the top things you can do to jumpstart your case is to hire a Collierville delivery truck accident attorney. Although you may be hesitant to start working on your case, with an expert on your side, you can fight for total compensation for your damages.
Your lawyer will work to identify all liable parties, quantify your economic and non-economic damages, and determine which opportunities may provide the most favorable outcomes in your case. While you heal from your injuries, your attorney can work tirelessly behind the scenes to fight for your right to maximum compensation.
Prepare to Negotiate with the Insurer
Negotiating with the insurance company is one of our most important responsibilities at GKBM. Insurance companies are known for their attempts to take advantage of claimants. Insurance companies may deny you the benefits you deserve, delay the processing of your claim, or argue that there is not sufficient coverage to meet your needs.
With your delivery truck accident attorney in Collierville by your side, you can protect yourself from being accused of causing the accident. We will push back during negotiations and prevent the insurer from denying you what you are owed for your injuries and property damage.
When Delivery Truck Accident Claims Go to Court
Although many delivery truck accident claims are settled out of court, a large number proceed to a jury trial. However, this typically occurs when the liable party is uninsured or does not have sufficient insurance coverage.
What to Do if Insurance Is Not Enough
Insurance policies are designed to cover certain types of losses, and the policyholder determines how much coverage they want to purchase. For example, if the state of Tennessee requires $25,000 per person and $50,000 per accident in bodily injury liability coverage, and the liable party only purchases the minimum amount of coverage, you would have a maximum of $50,000 available to cover your medical expenses.
However, if your medical expenses exceed $50,000, the delivery truck company may not have enough coverage for everything you are owed. The remaining amount could be sought after through a civil lawsuit against the at-fault party.
Delivery trucks may also be required to have more extensive types and amounts of coverage limits due to the state’s commercial truck insurance laws. These amounts and types of coverage can vary widely, depending on the type of commercial delivery truck in question, the contents being delivered, and other factors.
Generally, any damages the insurance company does not cover can also be recouped through your delivery truck accident lawsuit. This might include your remaining economic damages in the entirety of your non-economic damages.
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Reach Out to a Delivery Truck Accident Lawyer in Collierville for Help Today
Your truck accident injuries will likely impact virtually every element of your life. Because your injuries could be so influential, making sure the liable party covers your losses in full is of utmost importance. Fortunately, they can be ordered to repay you for every loss.
Start working on your insurance and civil claims as soon as today. You can reach us via our contact form or by phone to schedule your free case review with an experienced Collierville accident lawyer at Gatti, Keltner, Bienvenu & Montesi, PLC.