Rear-end collisions are often referred to as fender benders because they have minor property damage. However, these accidents can cause severe injury and damage, especially when there are stark differences in the size of the vehicles. When a passenger car rear-ends a tractor-trailer, the result can be catastrophic.
After a rear-end collision, you need a Germantown personal injury lawyer from Gatti, Keltner, Bienvenu & Montesi, PLC. We are willing to fight for you and get you the maximum compensation possible for your injuries.
Causes of Rear-End Collisions
Rear-end collisions are never minor and can wreak havoc on the victims’ lives. It is usually clear that the driver in the rear is to blame for the crash. However, it is sometimes unclear why it happened. Common causes of rear-end collisions include:
- Lousy road conditions
- Abrupt lane changes
- Aggressive driving
There can be many factors that contribute to any one of these kinds of accidents. While you focus on healing, your rear-end collision lawyer in Germantown will focus on your claim. We will gather evidence, build a strong case, and get you the compensation you need for your injuries and damage.
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Evidence to Hold the At-Fault Driver Responsible
Many victims of rear-end collisions believe it will be an easy case and do not need substantial evidence. The insurance company will still look for ways to deny your claim by arguing that your settlement should be smaller than what you ask. In some cases, the evidence that their client is at fault is so obvious they cannot deny fault. This is when they will look for ways to diminish the severity of your injuries.
Evidence that can demonstrate the culpability of the other driver includes:
- Police reports
- Photographic evidence
- Eyewitness testimony
- Medical records
- Traffic camera footage
- The motorist’s driving record
- Vehicle repair cost receipts
An accident reconstruction expert is necessary for some claims. Your lawyer may also employ medical experts who did not treat you to supply an independent diagnosis of your injuries. Evidence is vital to your claim, and your rear-end collision attorney in Germantown, TN can work quickly to collect the documentation you need.
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Defenses for Rear-End Collisions
You need evidence because the other driver may be unwilling to take responsibility for their actions for fear of the consequences. The rear driver could accuse you of contributing to the wreck even when you were not moving and were at a stop light. They may give the police officers and insurance companies a different story than what happened.
The insurance company will potentially believe them and use their story to lower your claim. The rear driver may claim you changed lanes abruptly and did not have time to stop. Another common defense is that the front driver’s brake lights did not work, so the rear driver was unaware that you were stationary.
Insurance companies will also use these scenarios to challenge your claim. When these defenses do not work, they will move on and focus on your injuries.
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Compensation for Your Injuries
Your compensation award will depend on factors like the severity of your injuries and the percentage of fault. Tennessee is a comparative fault state, meaning you can have partial fault for an accident. Insurance companies will try to blame you so they can reduce your compensation.
Using the evidence we collect, we will thwart these efforts. Your Germantown rear-end collision attorney knows how to negotiate with the insurance company and get you compensation for losses such as:
- Lost wages
- Vehicle repair costs
- Home health care
- In-patient rehabilitation services
- Physical therapy
- Medical devices
- Mental anguish
- Pain and suffering
- Funeral and burial expenses
Motorists and occupants can die from a rear-end collision, and families must take legal action. Losing a loved one is traumatic, and you need compensation for the losses you will incur in the future without them. Compensation amounts will also depend on the kind of injury and its effect on your future.
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The Insurance Company Does Not Want You to Know These Secrets
The insurance company depends on drivers who do not know how the claims process works, and they will lure you into making statements that hurt your case. They do not want you to know the adjuster has the training to control your claim and minimize your compensation. They will also use any statement you make against you to hurt your claim.
They will even use prior medical conditions or injuries to reduce or deny your request for damages.
Your current medical treatment will be picked apart with a fine tooth comb by the insurance company. Lastly, they do not want you to know that their first offer is the worst. To combat these underhanded tactics, you should speak with our Germantown rear-end collision attorneys.
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Do Not Speak to the Insurance Company
The statement might be counterintuitive because your first reaction after a car accident is to speak with the insurance company to file a claim and get back on your feet. However, the insurance company wants a quick statement from you so they can offer a low settlement. They prefer that you accept payment and close the claim before you know your injuries or have a chance to speak to a lawyer.
When you hire our Germantown car accident lawyers, we will handle all communication with the insurance company. We will review any settlement offers and discuss your options, leaving the final decision to you. You can focus on your health while we focus on financial recovery.
A Germantown Rear-End Collision Lawyer Is Here to Help
When you have been the victim of a rear-end collision, you must take legal action immediately because you only have one year from the accident date. You must file within that time to maintain your ability to take legal action. After the one-year timeframe has passed, the court will refuse your claim.
You need legal representation to protect your rights and obtain the compensation necessary after an accident. Gatti, Keltner, Bienvenu & Montesi, PLC is standing by to take your call and speak with you in an initial consultation. Contact our office today to schedule a consultation with a Germantown rear-end collision lawyer.