Most people understand how dangerous distracted driving is. Sadly, many drivers still use their phones, fiddling with navigation systems, or take their attention off the roadways. You might have legal recourse if you have been diagnosed with severe injuries after a distracted driving accident.
With help from a reputable Collierville personal injury lawyer at Gatti, Keltner, Bienvenu & Montesi, PLC, you can hold the distracted driver accountable and fully recover your damages. Contact our team for a free consultation today to find out what your insurance and civil claims are worth.
Legal Options for Financial Recovery After a Distracted Driving Accident in Collierville
Your distracted driving accident lawyer in Collierville, TN, will analyze the legal details of your case to determine which legal options are most likely to maximize the compensation you win. You can recover damages from a distracted driving car accident in several ways.
Here are some of the top available options:
- Filing a claim with the liable party’s insurer under Tennessee no-fault insurance laws
- Filing a claim with your insurer since you purchased personal injury protection (PIP) coverage
- Filing a civil lawsuit against the distracted driver or another liable party
You could sometimes file an insurance claim and have that be the end of your case. However, unless your insurance settlement covers your damages, you should be prepared to file insurance claims and bring your case to court.
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Talk to Your Attorney Before Filing an Insurance Claim
Consider waiting to file a claim with your insurance company if you have no-fault coverage. Although your insurer will cover certain costs without regard to liability, it could come at a cost.
Insurance companies have been known to increase the amount of insurance premiums when policyholders file claims. Ultimately, this makes up for what they pay out in your claim. Your distracted driving accident attorney in Collierville, TN, is here to make your life easier after a traumatic event.
Distracted driving accidents will turn your life upside down. At GKBM, our goal is to ease your worries and guide you through the claims process every step of the way.
Working to Maximize Insurance Claims
Getting the most out of an insurance settlement can be challenging. Here are some of the top ways we help our clients get the most out of their claims:
- We start by thoroughly investigating the cause of the accident
- During our investigation into your distracted driving accident, we will gather evidence to prove the driver that hit you was distracted driving
- Next, we will determine whether the distracted driver has insurance coverage
- If you have the opportunity to file an insurance claim, we will handle the negotiations process for you
- Our team will be ready to bring your case to trial if your insurance settlement does not cover your costs in full
- We will always answer your phone calls, make sure you are informed of case status updates, and keep an open line of communication so you can feel confident in your legal advocate
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How Much Compensation Can You Secure?
Are you interested in finding out the value of your injury claim? Your Collierville distracted driving accident attorney needs to discuss your damages at length to calculate what your claim is worth accurately. Damages can be considered economic (financial), non-economic, or not related to money.
However, you have the right to be repaid for every loss. Here are some of the top damages distracted driving accident victims recover in their claims:
One loss you might experience immediately after the accident is a loss of income. Taking even one day off of work could financially devastate your family. However, the liable party should compensate you beyond your lost hourly rate.
Suppose you lose your employee benefits or have suffered severe injuries, so much so that you cannot physically continue working. In that case, you may be entitled to loss of potential future earnings.
Your healthcare expenses will be costly. Getting your medical bills taken care of by the distracted driver or their insurance company is critical.
Not only can you obtain compensation for your hospital bills, but other types of medical expenses as well, such as:
- Prescription drugs and over-the-counter medications
- Physical and occupational therapies
- Mental health counseling
- Prosthetic limbs, wheelchairs, and other types of medical equipment
- Medical home accommodations
- Reconstructive or cosmetic surgery
- Other medical treatments
- Future medical expenses
Although your economic damages will significantly impact your life, the emotional distress you suffer will also be life-changing. You may find yourself dealing with depression, post-traumatic stress disorder (PTSD), and anxiety and find it difficult to enjoy activities you love and relationships with your family and friends. Thankfully, you have a chance to recover these losses and more in court.
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How Long You Have to File Your Distracted Driving Claim
It is crucial to start working on your personal injury lawsuit and insurance claims as soon as possible. Your distracted driving accident lawyer only has one year to file your claim before the statute of limitations expires. The law is clear: if the statute of limitations passes and your lawsuit is not filed, you no longer have the right to try your case in court.
However, you also need to be aware of insurance claim deadlines. Many insurance companies have a 30-day requirement that states your claim must be filed within 30 days of the accident. Failure to do so could mean insurance adjusters have the authority to deny your claim or make reductions where they see fit.
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Get Help from a Distracted Driving Accident Lawyer in Collierville Today
Distracted driving accidents can influence nearly every aspect of your life. Distracted drivers should be held accountable to the fullest extent of the law. The Collierville police department and district attorney will determine whether the liable party will face criminal charges or infractions.
With the legal support of a dedicated Collierville distracted driving accident lawyer at Gatti, Keltner, Bienvenu & Montesi, PLC, you can hold them accountable civilly. Maximize the compensation you are awarded when you hire our team to take on your case. Learn more about what to expect from the claims process when you contact us for a free, no-obligation consultation.
Please fill out our online contact form or call us to schedule yours today.